The National Cash Transfer Office (NCTO) has started sending ₦25,000 Conditional Cash Transfer (CCT) payments to beneficiaries selected from the National Social Register (NSR) under the National Social Safety Nets Coordinating Office (NASSCO).
According to reports, household beneficiaries have begun receiving credit alerts of ₦25,000, which is the first part of a total payment of ₦75,000 per household. The full amount will be paid in three tranches of ₦25,000 each.
A sample payment alert sent to beneficiaries on Thursday, November 6, 2025, reads as follows:
“Credit Amt: NGN25,000.00
Acc: 009******577
Desc: 099ZEXA253100U
CD/R-1363634748/
NATIONALC: NationalSocialSafe
Date: 06/11/2025”
Digital Payments Only
The Federal Government has confirmed that all payments are now made digitally — directly into bank accounts or mobile wallets.
This means beneficiaries will no longer receive physical cash from their State Cash Transfer Units at ward levels, as was done previously.
Payment Progress and Eligibility
Households that have already received all three tranches (₦75,000 total) will not be eligible for any further payments.
So far, 8.5 million households have received at least one ₦25,000 payment, while others have completed two or three tranches.
The Minister of Finance and Coordinating Minister of the Economy, Wale Edun, stated that the Federal Government is targeting over 15 million households for the ongoing cash disbursement before the end of 2025.
Each beneficiary household is identified through their name and National Identity Number (NIN) to ensure transparency and proper tracking.
Federal Government’s Ward-Based Development Plan
The ₦25,000 cash transfer programme is part of the ward-based development initiative introduced by the Federal Government.
The initiative channels funds directly to the 8,809 wards across Nigeria’s 774 local government areas (LGAs), ensuring that the money gets to the right people.
The Federal Government has also announced plans to expand the cash transfer programme to reach more vulnerable households nationwide.
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